How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Category: Canadian Economy
Ontario Rental Market Forecast 2026: The Shift to Balance and What It Means for Your Portfolio
As we settle into 2026, the landscape for multi-residential investors in Ontario is undergoing a distinct shift. After years of hyper-compressed vacancy rates and double-digit…
Cracking the Code: How Bond Yields Influence Your Mortgage Rate
Buying a home or refinancing your mortgage can feel like navigating a labyrinth of financial jargon and ever-shifting interest rates. It's enough to make anyone's…
Canada Isn’t in a Recession — Yet
The Bank of Canada cut interest rates by 25 basis points again in July, marking the second consecutive month of easing. The move reflects their…
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…
Refinancing vs. Selling: Real Estate Investor’s Dilemma
As a seasoned real estate broker specializing in multi-family properties in the Kitchener-Waterloo region, I understand that recent tax changes have left many investors grappling…
How to Buy a House as a New Canadian
In this helpful video, Ruhi and I unpack the ins and outs of buying your first home as a new Canadian. We cover everything from…