CMHC MLI Select: September Changes
For Ontario apartment owners, developers, and investors, MLI Select is the program behind most of the financing in this asset class. Here's how it works…
Category: Multi-Family
868 King Street East, Cambridge: A Shovel-Ready Development Opportunity in a City That Is Moving
Cambridge is a city that tends to be underestimated by the broader development community. It lacks the profile of Kitchener or Waterloo, and for most…
The New HST Rebate Explained
On March 25, 2026, Premier Doug Ford announced what the Ontario Home Builders' Association has called "the biggest announcement we've seen in home building in…
Ontario’s New Multi-Billion Dollar Development Charge Reductions
Prime Minister Mark Carney and Ontario Premier Doug Ford made a very significant announcement that will have a decided effect on real estate in the…
How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Landlord update: Waterloo Region Summer 2026
At a glance:Transaction volume has contracted sharply. 12-month sales volume is approximately $121M, well below the 2021-2022 peak.Sold prices range from $830,000 (4-unit) to $22.75M…
Bill 60, a 2.1% Guideline, and a Bank of Canada on Hold: What April 2026 Means for Ontario Multifamily Owners
If you own an apartment building in Ontario right now, three things have moved in the last few months that I think genuinely change how…
Mapping development charges across Ontario
Not all Ontario cities are created equal when it comes to the cost of building a new home. While the federal-provincial announcement of March 2026…
Purchasing a rental property in Ontario
Buying an apartment or other investment property in Ontario is not a terribly complicated endeavour, but there are certain things you should be aware of. …
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…