Bill 60, a 2.1% Guideline, and a Bank of Canada on Hold: What April 2026 Means for Ontario Multifamily Owners
If you own an apartment building in Ontario right now, three things have moved in the last few months that I think genuinely change how…
Category: Multi-Family
Mapping development charges across Ontario
Not all Ontario cities are created equal when it comes to the cost of building a new home. While the federal-provincial announcement of March 2026…
Purchasing a rental property in Ontario
Buying an apartment or other investment property in Ontario is not a terribly complicated endeavour, but there are certain things you should be aware of. …
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…
The Difference Between Market and Transaction Cap Rates: London ON
When analyzing commercial real estate investments, the Capitalization Rate (Cap Rate) is arguably the most referenced metric for determining a property's value and potential yield.…
The New HST Rebate Explained
On March 25, 2026, Premier Doug Ford announced what the Ontario Home Builders' Association has called "the biggest announcement we've seen in home building in…
Ontario’s New Multi-Billion Dollar Development Charge Reductions
Prime Minister Mark Carney and Ontario Premier Doug Ford made a very significant announcement that will have a decided effect on real estate in the…
How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Q1 2026 London Ontario Multi Family Report
The following is an analysis of multifamily property data spanning January 2024 to mid-February 2026. It reveals a nuanced market where buyers are gaining leverage,…
Maximizing Returns with Vendor Take Back Mortgages: A Strategic Guide for Property Sellers
Vendor Take Back (VTB) mortgages are becoming an increasingly favorable and popular tool with certain Sellers in the Multi Family real estate market. While traditional…