Bill 60, a 2.1% Guideline, and a Bank of Canada on Hold: What April 2026 Means for Ontario Multifamily Owners
If you own an apartment building in Ontario right now, three things have moved in the last few months that I think genuinely change how…
Category: Canadian Economy
The New HST Rebate Explained
On March 25, 2026, Premier Doug Ford announced what the Ontario Home Builders' Association has called "the biggest announcement we've seen in home building in…
Ontario’s New Multi-Billion Dollar Development Charge Reductions
Prime Minister Mark Carney and Ontario Premier Doug Ford made a very significant announcement that will have a decided effect on real estate in the…
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…
Refinancing vs. Selling: Real Estate Investor’s Dilemma
As a seasoned real estate broker specializing in multi-family properties in the Kitchener-Waterloo region, I understand that recent tax changes have left many investors grappling…
Residential Market Update April 2026: Waterloo Region
Executive SummaryPrices highlight a fractured market: The overall median sale price is $685,000, but the much higher average price of $732,600 shows that luxury detached…
Mapping development charges across Ontario
Not all Ontario cities are created equal when it comes to the cost of building a new home. While the federal-provincial announcement of March 2026…
How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Ontario Rental Market Forecast 2026: The Shift to Balance and What It Means for Your Portfolio
As we settle into 2026, the landscape for multi-residential investors in Ontario is undergoing a distinct shift. After years of hyper-compressed vacancy rates and double-digit…
Cracking the Code: How Bond Yields Influence Your Mortgage Rate
Buying a home or refinancing your mortgage can feel like navigating a labyrinth of financial jargon and ever-shifting interest rates. It's enough to make anyone's…