Mapping development charges across Ontario
Not all Ontario cities are created equal when it comes to the cost of building a new home. While the federal-provincial announcement of March 2026…
Category: Canadian Economy
How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Ontario Rental Market Forecast 2026: The Shift to Balance and What It Means for Your Portfolio
As we settle into 2026, the landscape for multi-residential investors in Ontario is undergoing a distinct shift. After years of hyper-compressed vacancy rates and double-digit…
Cracking the Code: How Bond Yields Influence Your Mortgage Rate
Buying a home or refinancing your mortgage can feel like navigating a labyrinth of financial jargon and ever-shifting interest rates. It's enough to make anyone's…
Canada Isn’t in a Recession — Yet
The Bank of Canada cut interest rates by 25 basis points again in July, marking the second consecutive month of easing. The move reflects their…
Ontario’s New Multi-Billion Dollar Development Charge Reductions
Prime Minister Mark Carney and Ontario Premier Doug Ford made a very significant announcement that will have a decided effect on real estate in the…
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…
Refinancing vs. Selling: Real Estate Investor’s Dilemma
As a seasoned real estate broker specializing in multi-family properties in the Kitchener-Waterloo region, I understand that recent tax changes have left many investors grappling…
How to Buy a House as a New Canadian
In this helpful video, Ruhi and I unpack the ins and outs of buying your first home as a new Canadian. We cover everything from…