Office to Residential Conversions in Ontario: London Case Study
At A GlanceLondon, Ontario has the worst downtown office vacancy rate in Canada at 31.5% as of Q4 2025.In response, the city launched the Office-to-Residential…
Category: Canadian Economy
Residential Market Waterloo Region: June 2026
At a GlanceBuyer showings are surging. Showings hit a record 23,341 in May, up about 22.6 percent from a year ago and the busiest month on…
Bill 60, a 2.1% Guideline, and a Bank of Canada on Hold: What April 2026 Means for Ontario Multifamily Owners
If you own an apartment building in Ontario right now, three things have moved in the last few months that I think genuinely change how…
The New HST Rebate Explained
On March 25, 2026, Premier Doug Ford announced what the Ontario Home Builders' Association has called "the biggest announcement we've seen in home building in…
Ontario’s New Multi-Billion Dollar Development Charge Reductions
Prime Minister Mark Carney and Ontario Premier Doug Ford made a very significant announcement that will have a decided effect on real estate in the…
Capital, conversions, and a cool-down — five things Ontario apartment owners should know this June
At a glancePrivate capital is paying premiums. Minto's $2.3B take-private and InterRent's $4B exit show private valuations running well above public REIT pricing. If you've…
CMHC MLI Select: September Changes
For Ontario apartment owners, developers, and investors, MLI Select is the program behind most of the financing in this asset class. Here's how it works…
Residential Market Update April 2026: Waterloo Region
Executive SummaryPrices highlight a fractured market: The overall median sale price is $685,000, but the much higher average price of $732,600 shows that luxury detached…
Mapping development charges across Ontario
Not all Ontario cities are created equal when it comes to the cost of building a new home. While the federal-provincial announcement of March 2026…
How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…