How do banks raise money to fund your mortgage?
Banks primarily raise the money they need to fund mortgages through two main channels: retail and commercial deposits and wholesale funding (borrowing from financial markets).Let's…
Category: Multi-Family
Q1 2026 London Ontario Multi Family Report
The following is an analysis of multifamily property data spanning January 2024 to mid-February 2026. It reveals a nuanced market where buyers are gaining leverage,…
Maximizing Returns with Vendor Take Back Mortgages: A Strategic Guide for Property Sellers
Vendor Take Back (VTB) mortgages are becoming an increasingly favorable and popular tool with certain Sellers in the Multi Family real estate market. While traditional…
City of Waterloo Rental Bylaw: A Landlord’s Guide.
If you are, or planning to be, a Landlord in the City of Waterloo, you need to have a working understanding of the city's rental…
Ontario Rental Market Forecast 2026: The Shift to Balance and What It Means for Your Portfolio
As we settle into 2026, the landscape for multi-residential investors in Ontario is undergoing a distinct shift. After years of hyper-compressed vacancy rates and double-digit…
How the Bond Market Drives Fixed Rates in Ontario
If you are navigating the Ontario real estate market, you are probably keeping a close eye on interest rates. Whether you are buying your first…
The Difference Between Market and Transaction Cap Rates: London ON
When analyzing commercial real estate investments, the Capitalization Rate (Cap Rate) is arguably the most referenced metric for determining a property's value and potential yield.…
Top 3 Strategies to Legally Navigate Tenant Turnovers in Ontario.
As a multi-family real estate investor or landlord in Ontario, turning over a property is a big topic that comes with a lot of potential,…
How to Price an Investment Property: The 3 Approaches Explained
As a real estate professional working with landlords and investors, one of the most frequent questions I receive is: “How exactly do you figure out…
Sudbury Multi Family Market Update Q1 2026
2025 Market Review: Strategic Insights for Multifamily Investors in Sudbury The 2025 commercial real estate data reveals a robust and highly active multifamily sector within the…